HOME INSURANCE
Protect Yourself With Personalized Homeowners Insurance Coverage in the Dartmouth, MA Area
There are Seven Components to a Home Insurance Policy
Dwelling
Dwelling coverage protects the structure of your home. From the foundation to the walls, roofing, and interior flooring, fixtures, and more.
Separate Structures
Coverage that protects structures that are not attached to your main home. This could include garages, guest house, fences, walls, swimming pool, sheds, and more.
Personal Liability
Coverage that protects you if you cause injury or property damage to a third party. An example would be if someone slips and falls at your home and you are sued.
Deductible
The deductible is the amount you are responsible for if a home insurance claim occurs. For example, if you have a kitchen fire and your deductible is $5,000, you would be responsible for the first $5,000 and the insurance company would pay the damages after that.
Personal Property
Coverage that protects all of your “Stuff” such as furniture, clothing, and personal property. Most home insurance policies exclude coverage for certain types of items such as jewelry, artwork, collections, silverware, gold, cash, securities, guns, and more.
Loss of Use
Coverage that pays for you to live in a hotel or rent another home if your home is damaged by a covered peril, such as a fire.
Guest Medical
Coverage that would pay medical bills if a visitor to your home is injured on your property, regardless of who was at fault. This coverage is usually capped at $5,000 or $10,000.
Put Your Trust in Our Home Insurance Agency
- We can get you the best rates on home insurance.
- Our office has served thousands of Massachusetts residents with home insurance since 1975.
- We represent the top insurance companies which allows us to match your specific needs with the proper insurance company.
- Our office is located at a convenient location on Route 6 in Dartmouth.
- We are here for you not only at the time of sale, but also in your time of need. If you have a claim, we are here to assist you, meet with you, and help advocate on your behalf.
- We provide insurance for all types of homes: Primary and secondary residences, condos, rental properties, vacation homes, high value homes, high fire area homes, homes in Dartmouth, Fairhaven, New Bedford, Acushnet, Rochester, Mattapoisett, Marion, Fall River, Westport, and throughout Massachusetts.
- If you are closing escrow on a home, we provide the fastest quotes and escrow turnaround.
Learn more about homeowners insurance, flood insurance, mortgage insurance, and how our agency can help by calling today!
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